'%20fill='%23ccc'/%3e%3c/svg%3e){kind=icon}
Why Burial Insurance Matters
Burial insurance for seniors—also known as final expense insurance—offers peace of mind by covering funeral, cremation, and end-of-life expenses. With costs often exceeding $8,000, having a policy in place can ease the financial burden on your loved ones.
Best Options for Seniors in 2025
✅ Affordable Burial Insurance for Seniors Over 70
If you're over 70, don't worry—many insurers offer low-cost final expense insurance plans designed specifically for your age group. These plans often include no medical exam and can be approved instantly.
✅ Burial Insurance for Seniors Over 60
Turning 60 is a great time to lock in a burial insurance policy at a lower premium. Rates are still affordable, and your coverage will remain fixed for life.
✅ Burial Insurance for Seniors Over 80
Yes, coverage is still possible—even past 80! Look for providers offering funeral insurance policies with instant approval and no waiting period for eligible applicants.
Top Features to Look For
- No medical exam required
- Instant approval
- Fixed premiums for life
- Coverage from $5,000 to $50,000
- Prepaid funeral insurance options
Compare the Best Plans in 2025
Here's a quick look at some of the top funeral insurance plans this year:
| Insurance Provider | Age Range | Medical Exam Required | Instant Approval | Waiting Period | Monthly Cost Estimate |
|---|---|---|---|---|---|
| Mutual of Omaha | 45–85 | No | Yes | No waiting period | $40–$75 |
| Aetna | 50–89 | No | Yes | 2-year limited benefits | $35–$80 |
| Lincoln Heritage | 50–85 | No | Yes | No waiting period* | $38–$85 |
| Colonial Penn | 50–85 | No | Yes | 2-year limited benefits | $45–$90 |
| Globe Life | 60–90 | No | Yes | No waiting period | $42–$88 |
*Note: Some insurers offer best burial insurance with no waiting period based on health questions.
Save Big by Comparing Quotes Online
The easiest way to find the right policy is to compare prepaid funeral insurance quotes online. You’ll be able to:
- Compare monthly premiums
- View approval criteria
- Find burial insurance with no waiting period
- Choose funeral insurance with instant approval
Final Thoughts
In 2025, seniors have more access than ever to affordable burial insurance—even over 70 or 80. Whether you're looking for no medical exam, instant approval, or a low-cost final expense insurance plan, the right policy can help you protect your family’s future without breaking the bank.
